Thursday, October 29, 2009

Jay Leno Builds a Turbine-Powered Biodiesel Supecar


A 1963 Chrysler turbine car and GM's 1950s Firebird jet cars inspired Jay Leno to build another high-tech supercar. This new turbine supercar runs on biodiesel and could theoretically top 245 MPH.

2010 Toyota 4Runner Trail Test Drive: Is This the Last 4X4?


GM bailed on its mid-size, body-on-frame SUVs last year. There is no Dodge Durango for 2010. The body-on-frame Ford Explorer is doomed. Rumor is that Nissan is even thinking of killing the Xterra. The traditional mid-size SUV may have been the definitive vehicle of the 1990s, but it's an endangered species now. Whistling right past the SUV graveyard is the new, fifth-generation, 2010 Toyota 4Runner. Park the new one next to a 2009 4Runner and they look similar. But every body panel is different and it's a more capable machine than ever before. It's not a wannabe SUV or a crossover done up in rugged duds. The new 4Runner is a full-frame rock crawler. It may still be called 4Runner, but it's not a forerunner of anything now. It's a survivor—maybe the last of its kind.

Hybrid Carmaker Fisker Takes Over GM Factory

Startup firm Fisker Automotive announced today that it will build its next-generation hybrid sedan, with a $528 million loan from the DOE, in a now-closed GM factory in Wilmington, Del. Is this the first step to a new and improved U.S. auto industry?
Published on: October 27, 2009

The Fisker Karma Plug-in Hybrid
In what could signal the first step of a radically evolving auto industry, startup firm Fisker Automotive announced today that it will build its next-generation hybrid sedan in a now-closed GM factory in Wilmington, Del. The facility originally opened in 1947 and most recently produced the Saturn Sky and Pontiac Solstice. GM closed the plant last summer as part of its on going reorganization effort.

Vice President Joe Biden, who was a Delaware senator for 36 years, made a fiery speech during the event. "The American auto industry," he said, "is once again going to be the best in the world." Last summer, Fisker received a $528 million loan from the Department of Energy to produce hybrid cars in the U.S. "Folks, we're making a bet and today is the first evidence that the bet is starting to pay off," Biden said, referring to Fisker's loan.

Fisker already plans to debut a plug-in hybrid called the Karma next summer. The four-door Karma uses a lithium-ion battery pack and a GM-sourced 2.0-liter turbocharged gas engine. The claimed EV range is 50 miles and it will cost around $80,000.

The Karma, however, will be built in Finland. The GM plant—and the loan money—will be used to produce a new, more affordable family-oriented plug-in hybrid sedan, known as Project NINA. Fisker says the new car will cost $39,900 after federal tax credits and will roll off the line in three years. The irony here is that Fisker plans to build a competitor to the Chevy Volt in one of GM's old factories. While half a billion dollars is a lot of money, it doesn't go very far when setting up a new car plant. Fisker's success in Delaware depends on how much of GM's old equipment is included and whether the old hardware is transferable to Fisker's new model.

"We don't know what's included in the plant sale," says Jim Hall, an auto analyst at 2953 Analytics, "This is a puzzle; They have a plant, some of it they can use and some of it they can't" he tells PM. "What I'd really want to get is a paint booth, provided it's already OSHA and EPA approved, because that part is really expensive."

Of course, there's the risk that the taxpayer-funded loan may not bear fruit. For Fisker, however, the Delaware plant is a good opportunity because it's already set up to produce a high-volume car. "You can't just build a car anywhere, especially a high-volume car," Hall says, "You need rail capability to get the cars to the railroad and ship the cars around the country. There's a lot of stuff you need to have and its all at that plant."

Fisker plans to build 100,000 cars annually in Delaware.

Hybrid Carmaker Fisker Takes Over GM Factory

Startup firm Fisker Automotive announced today that it will build its next-generation hybrid sedan, with a $528 million loan from the DOE, in a now-closed GM factory in Wilmington, Del. Is this the first step to a new and improved U.S. auto industry?
Published on: October 27, 2009


The Fisker Karma Plug-in Hybrid

In what could signal the first step of a radically evolving auto industry, startup firm Fisker Automotive announced today that it will build its next-generation hybrid sedan in a now-closed GM factory in Wilmington, Del. The facility originally opened in 1947 and most recently produced the Saturn Sky and Pontiac Solstice. GM closed the plant last summer as part of its on going reorganization effort.

Vice President Joe Biden, who was a Delaware senator for 36 years, made a fiery speech during the event. "The American auto industry," he said, "is once again going to be the best in the world." Last summer, Fisker received a $528 million loan from the Department of Energy to produce hybrid cars in the U.S. "Folks, we're making a bet and today is the first evidence that the bet is starting to pay off," Biden said, referring to Fisker's loan.

Fisker already plans to debut a plug-in hybrid called the Karma next summer. The four-door Karma uses a lithium-ion battery pack and a GM-sourced 2.0-liter turbocharged gas engine. The claimed EV range is 50 miles and it will cost around $80,000.

The Karma, however, will be built in Finland. The GM plant—and the loan money—will be used to produce a new, more affordable family-oriented plug-in hybrid sedan, known as Project NINA. Fisker says the new car will cost $39,900 after federal tax credits and will roll off the line in three years. The irony here is that Fisker plans to build a competitor to the Chevy Volt in one of GM's old factories. While half a billion dollars is a lot of money, it doesn't go very far when setting up a new car plant. Fisker's success in Delaware depends on how much of GM's old equipment is included and whether the old hardware is transferable to Fisker's new model.

"We don't know what's included in the plant sale," says Jim Hall, an auto analyst at 2953 Analytics, "This is a puzzle; They have a plant, some of it they can use and some of it they can't" he tells PM. "What I'd really want to get is a paint booth, provided it's already OSHA and EPA approved, because that part is really expensive."

Of course, there's the risk that the taxpayer-funded loan may not bear fruit. For Fisker, however, the Delaware plant is a good opportunity because it's already set up to produce a high-volume car. "You can't just build a car anywhere, especially a high-volume car," Hall says, "You need rail capability to get the cars to the railroad and ship the cars around the country. There's a lot of stuff you need to have and its all at that plant."

Fisker plans to build 100,000 cars annually in Delaware.

2010 Bentley Continental Supersports Test Drive


The 2010 Bentley Continental Supersports pounds out some 622 hp and comes with equipment you'd never expect to see in a Bentley—like racing bucket seats and carbon-ceramic brakes. And though a 204-mph Bentley that weighs 4800 pounds is no recipe for eco-motoring, the new flex-fuel Continental Supersports can run on E85. Lighter, faster and more focused than the standard Continental, the Supersports puts a razor edge on Bentley's rapier. After just one gratuitous stomp of the right foot, you realize that you could care less what's in the fuel tank—so long as it continues to provide Saturn V thrust.

The brains beneath the hood - age of the Smart Car

As you pull into a freeway towards your favorite holiday destination 200 miles out of the city, you put your car into cruise control so you can rest your back. Automatically the speed sets to 120 mph and you can now remove your foot off the accelerator pedal. The seats recline and the AC turns to silent mode. The suspensions become softer for a smoother ride and the steering wheel moves up by 30 cms to give you more legroom. The car's Bluetooth controller moves your phone to silent and the photo chromatic windows turn darker. The radio switches to soft music playing in the background. The next 2 hours to your holiday will be nothing short of a business class travel with any major air carrier.

And all you did was flick a switch! Welcome to the world of Smart Cars. We at KPIT Cummins are the brains that collaborate with Automotive OEMs and Tier 1's to build such innovation into vehicles.

Research shows that by 2010, an average car will have 100 Million lines of code, 50 ECUs, and software that will account for 13% of the cost of the car. At the same time electronics will account for 35% of the cost of the car. The rapidly changing market dynamics are pushing OEMs and Tier 1 suppliers to reduce their product's time to market and streamline product design, development and deployment to deliver more marketable and reliable vehicles. This includes not just the mechanical parts of the car, but also the electronics - or the 'brains' of the car. Every feature and every functionality needs to be brought from the designer's head to the assembly line. That too with high reliability. Failure here could cost lives.

As an Automotive SPICE® Level 5 certified vendor, SIL 3 Member, a premium member with AUTOSAR®, and a member with JASPAR®, we strategically partner with our customers to reduce product development lifecycle and hasten time to market for these products. Our customers are leveraging our expertise to increase innovation, manage globalization, and reduce costs across the manufacturing and production cycle. We pay maximum attention to quality and drive the Zero-Defects initiative into all our 'Automotive Grade Software'.

KPIT Cummins Capabilities across every sub-domain of the automobile

Automotive Electronics Services at KPIT Cummins

We are the only company in India to own a networking IP that is used in 78 ECUs and 45 Microcontrollers. Our in house tools cater to the end to end calibration and configuration of products. This domain excellence is showcased by the fact that 13 of the top 15 automotive OEMs and the top 30 Tier 1 suppliers leverage our technology expertise on automotive electronics to accelerate product development cycles and push the envelope of automotive innovation.

Lumeneo SMERA EV Now on Sale in France, Soon to Hit All of EU

Built in France by Lumeneo, the SMERA is a tiny electric car that sells for about 24,500 Euros ($33,000USD). The little EV debuted at the Geneva Motor Show in 2008 and has made some touring around Europe. The car is now available in France and will soon be available throughout the European Union.

Proterra Electric Bus Getting 20mpg(e) in Tests

We first caught sight of this electric bus back in February. At that time, the Proterra was cruising through California hoping to get some interest from public officials. Burbank took the bait and is trying them, by the way.

Mobility 2050: The Royal College of Arts Students Envision Future Transportation

The Royal College of Art has been at the forefront of futuristic and sustainable transport design in academic teaching for a long time. Every year, their students come up with new and innovative ideas for transportation.

Bad Boy Buggies: Electric 4×4 Vehicles, Made in Mississippi

Located in Natchez, Mississippi is a little company called Bad Boy Buggies and they make some serious 4wd all-terrain vehicles (ATV) models. And they’re all-electric!

Oregon Wants To Be Electric Vehicle Capital of the USA

It appears that if the State of Oregon has their way, they’ll become the nation’s electric vehicle capital. Three huge announcements have propelled this recently, though the state seems to be overlooking it’s current EV base.

VIDEO: Tomorrow’s Transportation from America.gov

This is a great little video (about 1 minute long) from america.gov featuring many of the electric vehicles available right now, including the Tesla Roadster, the Aptera 2e, and more.

Wednesday, October 28, 2009

Revealed: 2009 Kia Forte

Kia Forte

It has arrived. Kia Motors decided to pull it early and release the first official images of the 2009/10 Forte today. Acting as the replacement for the aging Spectra/Cerato compact, the Forte will roll into Korean showrooms on August 22.

The Forte was penned by acclaimed designer Peter Schreyer, who was responsible for designing the first-generation Audi TT and Volkswagen New Beetle. It is one of the brand's first models to carry its new sharper corporate look. One of the main elements of the new look is the corporate grille found on the KOUP Concept, KEE Concept, and now the Forte. The rear resembles the Hyundai Elantra and vaguely, the Lexus IS.

The Forte will be powered by a brand new 1.6-liter 4-cylinder engine. A more powerful 2.0-liter 4-cyliner engine will be released after the launch. The Forte will roll into U.S. showrooms in 2009, and a two-door variant will follow some months later.

[Source: Kia]

Continue reading to view more images.

2011 Kia K7 (VG) Official Images Leaked: Spy Feed Update III

Kia K7

Kia Motors is set to launch an all-new premium executive car, code-named "VG", this November in South Korea. Previewed earlier this year at the Seoul International Motor Show with the KND-5 Concept, the Schreyer-designed sedan will slot between the Optima/Magentis and Amanti/Opirus when it hits the showrooms later this year. Kia Motors has recently confirmed that the Korean-market "VG" will be named "K7" and will be the first vehicle in the line-up to adopt the brand's new alphanumeric nomenclature system.


The K7 will be available with a wide variety of fuel-efficient four- and six-cylinder engines, including a 2.4L Theta II inline-4 and a 3.5L Lambda II V6. The 2.4L four-cylinder engine will feature Kia’s latest direct injection gasoline (GDI) technology and generate 201 horsepower. The more potent 3.5L V6, also found in the new Sorento, produces 279 horsepower and 247 lb.ft of torque. In the Korean market, the K7 will also be available in a smaller 2.2L inline-4 configuration. All engines will be mated to a 6-speed automatic transmission.

The forthcoming K7 sedan will be equipped with a plethora of innovations and features including LED headlamps and taillamps, available ventilated front seats, parking guide system, rear heated seats, panoramic sunroof, and lane-departure warning system.

The K7 will share the same front-wheel drive configuration as the next-generation Hyundai Azera/Grandeur (HG). Rumors also report that a Haldex all-wheel drive configuration will also be available.

The domestic-market K7 sedan will reach Korean showrooms late November of this year, while North American and European sales are scheduled to commence in mid-2010. Stay tuned for frequent spy shot and information updates in the weeks to come.

Kia K7 Named Cadenza in US/EU - First Official Images

Kia K7

Kia Motors has released the first official images of the all-new K7 premium executive sedan today, ahead of its domestic sales launch on November 24th.

The automaker has also announced that the K7 will be called "Cadenza" in markets outside of Korea including North America, Europe (sans Britain), and the Middle East. Previewed earlier this year at the Seoul International Motor Show with the KND-5 Concept, the Schreyer-designed sedan will slot between the Lotze (Optima/Magentis) and Opirus (Amanti) in Korea. The Cadenza will make its overseas debut in Saudi Arabia/UAE/Kuwait later this year.

According to Kia, the K7 nomenclature is an amalgamation of "Kia" (or "Korea", the Greek word "Kratos", or "Kinetic") and the "lucky number" seven. The front-wheel drive K7 is the first vehicle in the domestic Kia line-up to adapt the brand's new alphanumeric naming system proposed by Kia Chief Design Officer Peter Schreyer. The export-market model's Cadenza name derives from an Italian musical term used to describe an elaborate, ornamental flourish for a concerto or aria.

The forthcoming K7/Cadenza features a sporty, sleek appearance emphasized by a bold headlamp design with swooping LED surrounds (recalling the late Audi's) and a dynamic side character line. The prominent, gloss-black front grille embodies Kia's trademark tiger-tooth design, while elegant LED taillamps evoke a high-tech feel never ostensible in past Kia models. Stylish fifteen-spoke 18-inch alloy wheels compliment the athletic presence of the car.

First Live Shots of Kia K7/Cadenza - Updated

Kia K7

As Kia had officially unveiled the all-new K7 (Cadenza) sedan yesterday, the automaker has followed suit by uncloaking all test prototypes of the premium sedan and has set them loose in the streets of Seoul for public viewing. As a result, we have the first live shots of the K7, and these images give us a better look at the style and presence of the car. Continue to check by this post and TheCarBlogger for more shots as they come.


UPDATED with new live shots after the jump!

Continue reading to view more images.

Kia K7/Cadenza: More Info and Images

Kia K7

Kia Motors has been receiving a flurry of attention after it recently released the first images of the K7/Cadenza premium sedan. Soon after, Kia also pulled the camouflage off its running prototypes of the K7 (so, if you are located in South Korea now, be on the keen lookout) and a cascade of amateur images have since been posted on the web. In this post, we bring you a new set of images, this time rocking in high-resolution (and a white K7 too), as well as new information we received from our inside sources.


In a recent post, we informed you that the K7 will be powered by either the new 2.4L GDI (gasoline direct injection) 4-cylinder engine or a more potent 3.5L Lambda V6. Well, according to our sources, the 2.4L GDI engine, which is projected to produce over 200 horsepower, will not be available at launch, but in October of 2010 for the Korean market. The 3.5L Lambda II V6 will be available when the K7 goes on sale next month, and our sources now report that it will produce an impressive 290 horsepower. Other engines to be available are a 2.4L Theta II 4-cylinder that churns out 180 horsepower and a 200 horsepower 2.7L Mu V6, also found in the Hyundai Grandeur (Azera). Engine options for the export-market Cadenza have not been detailed, although the 3.5L V6 is a certainty for North America.

Other details we received include the delayed availability of the panoramic roof for the K7 (February 2010), and the availability of two navigation systems (6.5" screen and 8" screen). Pricing for the K7 will range from 28 million Won (US$23,805) to 40 million Won (US$34,000), which is similar to the Hyundai Grandeur's in Korea. In North America, we expect the Cadenza to be priced similar to the Amanti that it is replacing in that market.

Stay tuned for more information as it becomes available.

Kia K7/Cadenza: More Info and Images

Kia K7

Kia Motors has been receiving a flurry of attention after it recently released the first images of the K7/Cadenza premium sedan. Soon after, Kia also pulled the camouflage off its running prototypes of the K7 (so, if you are located in South Korea now, be on the keen lookout) and a cascade of amateur images have since been posted on the web. In this post, we bring you a new set of images, this time rocking in high-resolution (and a white K7 too), as well as new information we received from our inside sources.


In a recent post, we informed you that the K7 will be powered by either the new 2.4L GDI (gasoline direct injection) 4-cylinder engine or a more potent 3.5L Lambda V6. Well, according to our sources, the 2.4L GDI engine, which is projected to produce over 200 horsepower, will not be available at launch, but in October of 2010 for the Korean market. The 3.5L Lambda II V6 will be available when the K7 goes on sale next month, and our sources now report that it will produce an impressive 290 horsepower. Other engines to be available are a 2.4L Theta II 4-cylinder that churns out 180 horsepower and a 200 horsepower 2.7L Mu V6, also found in the Hyundai Grandeur (Azera). Engine options for the export-market Cadenza have not been detailed, although the 3.5L V6 is a certainty for North America.

Other details we received include the delayed availability of the panoramic roof for the K7 (February 2010), and the availability of two navigation systems (6.5" screen and 8" screen). Pricing for the K7 will range from 28 million Won (US$23,805) to 40 million Won (US$34,000), which is similar to the Hyundai Grandeur's in Korea. In North America, we expect the Cadenza to be priced similar to the Amanti that it is replacing in that market.

Stay tuned for more information as it becomes available.

Rhys Millen Racing 500 HP Mid-Engined Genesis Coupe: SEMA 2009

Rhys Millen Hyundai Genesis Coupe
PRESS RELEASE: Rhys Millen Racing Converts Genesis Coupe Into Premier Sports Car With Mid-Engine V8 for SEMA


FOUNTAIN VALLEY, Calif., Oct. 22 /PRNewswire/ -- As the centerpiece of this year's Specialty Equipment Market Association (SEMA) Show, Rhys Millen Racing (RMR) fabricated a Genesis Coupe with the award-winning 4.6-liter Tau V8 powerplant to develop the RM460 Genesis Coupe. The mid-engine configuration and enhancements create a 500-horsepower street car worthy of taking on any track or road course. Millen was drawn to the design similarities between the Genesis Coupe and the new Ferrari 599XX, which influenced the vehicle's classic low profile and race-inspired look. This marks the second year of the partnership between RMR and Hyundai creating show-stopping Genesis Coupes with the ultimate in aftermarket appeal.

"We've enhanced the original performance features and created a rear hatch for complete engine access and viewing pleasure," said Rhys Millen, owner, Rhys Millen Racing. "The Genesis Coupe platform combined with the Tau V8 borrowed from Hyundai's upscale Genesis sedan have allowed us to build a true show-stopper for SEMA. Placing the Tau V8 in the middle of the Genesis Coupe's architecture will improve vehicle handling, acceleration and braking and enhance the already dynamic driving experience."

The Tau V8 engine replaces the original back seat and maintains most of its original architecture with upgrades to eight individual throttle bodies and a set of JE pistons that bumps the compression ratio to 11.0:1. An engine management system by AEM has been added to speak to the factory Engine Control Unit (ECU) while maintaining all factory dash and gauge cluster functions. A Mendeola five-speed sequential transmission has been mounted to the V8 and tuned for a maximum speed of 182 mph. Suspension will be maintained by the original MacPherson strut dual-link front suspension and a five-link rear suspension setup, and upgraded with a KW coilover component.


Taxi - CAB LTI TX4


Taxi - CAB LTI TX4 - 2008 London - England

Exhibition "taxis from around the world" during the Paris Motor Show
Exposition "Taxis du Monde" pendant le mondial de l'automobile

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Taxi - MERCEDES-BENZ Taxi G7 BlueTec


axi - MERCEDES-BENZ Taxi G7 BlueTec - 2008 Paris - France

Exhibition "taxis from around the world" during the Paris Motor Show
Exposition "Taxis du Monde" pendant le mondial de l'automobile

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Taxi - PEUGEOT Expert Tepee - Paris

Taxi - PEUGEOT Expert Tepee - Paris (futur / future)

Exhibition "taxis from around the world" during the Paris Motor Show

Exposition "Taxis du Monde" pendant le mondial de l'automobile
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Taxi - TOYOTA Crown - 1993 Tokyo

Taxi - TOYOTA Crown - 1993 Tokyo - Japan

Exhibition "taxis from around the world" during the Paris Motor Show
Exposition "Taxis du Monde" pendant le mondial de l'automobile

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Today Ferrari show the new model F1 2008


Today the new Ferrari F1 2008 presentation in Milan with 80 reporter from 13 different nations, also the Ferrari president Luca di Montezemolo was there.Tommorow the car will
test from the pilots.

The italian technical report :

1. L’interasse Riduzione dell’interasse di 10 cm, con arretramento dell’asse anteriore rispetto alla monoposto del 2007: favorisce la maneggevolezza
2. Le fiancate Risulteranno lievemente arretrate, di fatto ridotte in lunghezza, presentando il restringimento verso la parte posteriore molto avanzato, a favore di una ridotta sezione frontale
3. La sospensione La sospensione posteriore presenta nuovi punti di attacco e differente geometria, favorendo la motricità in accelerazione, penalizzata dall’abolizione del traction control Read More “Today Ferrari show the new model F1 2008” »»

Ariel Atom (TVS Supercharged Ecotec)


Street legal go-cart. Amazing car!

Sunpak 422 to the left and right above shooting down on car.
Nikon sb50 inside car.

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Volkswagen GX3 concept car


The GX3 concept is the product of Volkswagen's Moonraker team, an international group of 20 or so engineers, designers and other brainy sorts that VW sent to California to explore U.S. market possibilities. It's a half-racecar, half-motorcycle roadster with an open cockpit and a giant rear wheel.


From the tall front air dam to the centrally located headlights — one large and one small — the GX3 looks something like a squinting insect. Arches behind the two seats peg the exact specimen: It's a grasshopper.

The GX3 weighs just 1,257 pounds, which helps its 125-horsepower, 1.6-liter four-cylinder engine push it from zero to 60 mph in less than 5.7 seconds. Fuel economy also stands to benefit from the three wheeler's lightness: It's rated at 46 mpg in city driving.

The front wheels measure 17 inches and ride on P215/45R17 tires, and a single rear 18-inch wheel wears a giant P315/30R18 tire. If it were for sale, VW says the GX3 would cost less than $17,000, which would make it a performance bargain. Of course, that price doesn't include insurance for an open-roof, three-wheeled street rocket.

The world premiere of the GX3 at the LA Auto Show


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Momo Corse

Until the beginning of the second half of the 20th century, there was not much to be considered interesting in racing cars. That's when the presently designated name Momo Corse stepped in with a refreshing change in racing car steering wheels. The first innovation in these lines was experienced by professional racer John Surtees on his Ferrari when his friend and the creator of the company Gianpiero Moretti designed a unique steering wheel that helped Surtees win the 1964 F1 World Championship.

With this pleasant revelation came some busy days for Moretti, who planted the seed for his successful stint as a creator of revolutionary car accessories for racing cars and others as well. After attaining moderate success in the initial days, Moretti went on to bring variety in steering wheels and finally rechristened his organisation into Momo Corse in 1993.

The roadway to the new millennium saw the proliferation of the Italian company's attention into other car accessories as well. So, now the world experienced newer products from the house of Momo Corse in the likes of air-bagged steering wheels, gear shift knobs, gear gaiters, racing car pedals, handbrake handles and car mats, with much to look out for in terms of creative variety.

Soon, the car designing firm Momo Corse(around 2 Km from my house) became a much sought after name in the professional racing circuit with a highly coveted history behind it. The company figures today as one of the leading manufacturer of car accessories with people seeking its products all over the world.

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What Is The Credit Score Rating Scale?


Understanding your credit score rating scale can seem like an overwhelming and almost impossible prospect. A credit rating scale can be confusing, especially if you have trouble with numeric systems. In a scale you have several numbers that all mean something different. Even though it can be a hard and overwhelming to try to understand your rating scale, doing so can be rewarding and a necessity in fixing it if need be.

One of the first things you should look at it is how exactly your credit score rating scale is composed and put together. Companies look at a couple of different aspects to put it together. One thing that determines how your credit rating is put together is your past payment history. This includes how well you pay your bills and whether or not you pay them on time or not. This aspect also includes any outstanding debt, too much can make your credit rating lean towards the lower end. Something else that is considered is your credit history in general. Beginners as well as a poor one can lower it as well. Sometimes if you are just starting out it may be even lower than someone who has a history that is poor.

Other things that are considered as part of a credit score rating scale are any credit applications or inquiries into your credit. Too many of either can lower your score and reflect poorly on you and your score. Different types of loans and credit can also have an affect as well. Balances that are too high and the number of balances that are too high can be a bad sign to a credit reporter as well. High interest rates can even be a negative mark as well.

On the rating scale a score of seven hundred or more is excellent and someone with this type of score should have no problems with credit or interest rates. While those with scores around six hundred and fifty to four hundred and fifty will have some difficulty obtaining credit, though could still have a chance. A lot of times those who fall on this part of the scale will have to secure any loan they apply for with some type of collateral. Those who fall below four hundred and fifty will most likely not get approved at all, whether secured or not. These people need to find a solution to their credit problems and a way to improve where they fall on the scale if they wish to stand any chance at all.

Speaking of help in rising where you fall on the credit score rating scale there are a lot of places to start from. Free credit counseling is available if you know where to look and will greatly help you if you are in need. These credit counselors will not only help you improve your score but can also help you get back on track and be more responsible in the future to avoid the problem again.

After sifting through all the information and getting your bearings you can learn a lot. Things may not be so overwhelming after all. When it comes to the credit score rating scale and understanding it, all it takes is a little patience, which in the end can be well worth it.
Check out http://www.my-credit-center.com/

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Application Expertise

  • Expertise in application development and system design meeting specific material and plant requirements.
  • Material testing and analysis for production capability.
  • Concise, thorough documentation for reference throughout all stages of system operation.
  • Equipment demonstrations on customer specific parts to test system performance prior to the sale to assure success and satisfaction.
  • System staging prior to shipment to facilitate the installation process.
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